international health insurance blog hong kong30May

Hong Kong’s medical facilities and inpatient services is one of the best in the world. It is also one of the reasons why it is considered an expat hub in Asia. As a foreigner in a top global city, should you consider international health insurance?

The simple answer is YES.

SPEND LESS ON PRIVATE FOR HOSPITAL CARE

International private health insurance covers a bulk of the expense should one choose to go to a private hospital. Without a Hong Kong ID card, public health care could be a challenge especially for fatal injuries or chronic illness. Although public hospitals and their doctors are world-class in Hong Kong, immediate and consistent attention to your needs as a patient is better guaranteed with private health insurance.

COMPLIMENT YOUR MOBILITY

Expats often find themselves traveling to other countries on top of the new country they have chosen to reside. International health insurance follows you wherever you are and it till give you peace of mind in situations where local hospital may be unable to provide for your needs. The advantage of having this type of insurance is also having glocal service from your provider’s customer support so you know exactly what your policy can cover.

EMERGENCY EVACUATION

This is one of the best features of international health insurance. For expats who live in high-risk areas or live active lifestyles that may hold more risks than usual, getting covered for emergency evacuation could be what separates you from life or death. Repatriation cover allows expats to be flown back to their home country if necessary.

SUPPLEMENT FOR YOUR COMPANY-PROVIDED INSURANCE

Check if the company health insurance covers for family members or for chronic diseases. If you have special medical needs and your company insurance does not cater to its treatment, an international health insurance cover should be able to take care of what’s lacking.

OTHER HEALTH COVER

This health insurance policy is generally comprehensive and can cover maternity and cancer treatment. It all depends on your needs as well as your family’s. Village Insurance Direct helps expat find the affordable and complete international health insurance from established providers in Hong Kong.