25Oct

Expat Guide: Find a Nanny in Hong Kong

nanny-in-hong-kong

Finding a nanny can overwhelming and a new experience for expats in Hong Kong. What parents need to determine for themselves are: “What are our main motivations for hiring a nanny?” Often times, it boils down to a family’s preferences.

In Hong Kong having a nanny or domestic helper means they need to reside in your home. This is unfamiliar territory for many expats. In reality, there are plenty of domestic helpers who don’t live with their employers under illegal circumstances which is very risky for them as well as the people who hire them.

Furthermore, employers are required to provide Domestic Helper Insurance as part of their legal obligation.

In addition to having a worker live on the premises, parents or employers need to be mindful their objectives. Do they only need a worker or someone to play a role in tutoring the children? Parents also need to keep in mind that not every nanny is qualified to take care of children.

SCREEN THE HELPERS YOU PLAN TO HIRE

It is crucial that the domestic worker or nanny’s background is thoroughly checked. When it comes to applicants, it is important that you know that your nanny, the person taking care of your children is clean. There are different paths you can go around to do these screenings.

There are four checks that The Nanny Experts recommend when hiring someone for child care.

  1. References – Verify previous employers and dates
  2. Qualifications – Nannies and childcare workers should have a minimum of first aid and CPR.
  3. Criminal Checks – Most agencies will check the last ten years of employment (Some will request that potential nannies have these documents from their home countries)
  4. Medical check

CONTRACT AND OTHER DOCUMENTS

Parents who are considering hiring a nanny need to be mindful of contract and work permit laws in Hong Kong. When it comes to the work contract, employers need to be direct about what they expect from the nanny. Be thorough about their job description when drafting their contract. It is essential that the nanny and the family have clear communication and respect for one another. When you write it out and go over the contract together you talk about these things. Communication is really important.

For more information on how to hire domestic help, drama-free, read our blog here: http://villageinsurancedirect.com/expat-guide-hiring-domestic-helper/

20Oct

Cost of Living in Hong Kong: 2016

cost of living hong kong 2016

Hong Kong is currently one of the most expensive cities to live in Asia.

Wherever you go, property prices are perennially very high in Hong Kong and, unless you are sharing with one or two others, you can expect to be paying rental beginning around US$ 1,000 per month for a small apartment in an outer area, but more likely US$1,500; the only way after that is up and most foreigners (unless you are living in a relatively luxurious unit) seem to end up spending around US$2,000-2,500 per month on rent (don’t forget the other charges such as management fees, electricity costs and so on).

cost of living in hk 2016

14Oct

Updated Guide to Hong Kong Healthcare 2016

hong kong healthcare 2016

Hong Kong remains as one of the best providers of public healthcare in the world. However, as expats, it is always advisable to prepare one’s self with the proper insurance cover to for any unforeseen circumstances such as the need for repatriation or emergency surgery.

Here is an updated information on the country’s healthcare system as of this 2016.

PUBLIC HEALTHCARE

Hong Kong provides residents with excellent and highly affordable health services. The life expectancy in the country is currently the world’s third highest and infant mortality is the ninth lowest. Here is the list of public health institutions.

DOCTORS

Finding your preferred doctor is easy; simply log on to the government’s Primary Care Directory and select your specialist. Antenatal and postnatal care, well women services and childhood vaccinations take place at 34 dedicated Maternal and Child Health Centres across the SAR.

When attending an appointment, you’ll be asked to register with your Hong Kong ID and pay a small fee, usually by cash or Octopus card.

There are also a good number of private healthcare practitioners in Hong Kong, and access to their services will depend in no small part on your individual insurance coverage. Some insurers provide a pre-approved list of doctors, whereas others will allow patients free choice of doctor according to their policy’s financial limit. Opting to visit a private doctor will usually mean that you can choose your specialist according to your own needs and schedule, with shorter waiting times than in the public system.

Make sure to ask your insurance provider and confirm your cover details as well as payment methods.

HOSPITALS

In an emergency, you’ll be transported by ambulance to the nearest public hospital for treatment. With 17 public hospitals across Hong Kong providing Accident and Emergency services, and air ambulance services available to assist with evacuation from Hong Kong’s less accessible regions, you’re never too far away from help. Hong Kong’s A&E care operates on a triage basis, and is charged at a flat rate of $100 per visit. Once assessed by a doctor, if you’re subsequently admitted to hospital, you’ll be charged a $50 admission fee, then $100 per day, payable by cash or Octopus card.

There are currently 11 private hospitals that are internationally accredited in Hong Kong. Most provide 24-hour outpatient services for urgent cases and can arrange transfer to a public hospital for accident and emergency services if deemed necessary. Many of Hong Kong’s private hospitals are renowned for their specialist areas of expertise, including obstetrics and gynaecology, orthopaedics and ophthalmology, to name a few.

As with private doctors, you should always confirm the hospital’s billing process with your insurer, and check that any extras, such as medicines, private accommodation or out-of-hours surgery are covered.

To get the best insurance for personal or family cover, get in touch with us. We specialise in insurance for expats in Hong Kong.